Bank or Dealership: What’s the Best Place to Get Auto Financing?

When you’re trying to get the best possible deal on a new car, truck, or SUV, you always want to get the best deal possible. One question we’re often asked is, “where is the best place to get a car loan?” Today we will help you choose the best option for you are car loan shopping around Louisville, KY.

Car Loan Shopping

If you’ve been wondering wondering where to get a car loan, the two main options you’ll have are either:

  • The dealership where you’re purchasing your vehicle
  • Your bank

Both of these options offer different benefits when car loan shopping. But the best place to get a car loan will depend on several factors.

Car Loans From a Dealership

One of the best places to get a car loan is right at our dealership near New Albany! Benefits when choosing in-house financing include: 

  • Dealers can help you choose between buying and leasing. 
  • Dealerships work with a variety of lenders to get you the best deal, essentially doing the car loan shopping for you. 
  • You can apply for financing online.
  • If you have bad credit or no credit, certain dealers will be more likely to approve you.
  • Dealerships may offer certain auto finance incentives.
  • You may have more wiggle room when negotiating with a car dealer. 

Car Loans From Your Bank

When deciding on where to get a car loan, you might think of trying your local bank around Clarksville first. If you have less-than-perfect credit, banks will be less likely to approve you. However, if you have good credit, then the best place to get auto financing might be a bank:

  • If you have a pre-existing credit relationship with your bank, you will likely get a very competitive rate
  • Often times, there are fixed interest rates that may help you save
  • You may be able to have a flexible payment schedule

Discuss Your Financing Options at Bachman Chrysler Dodge Jeep Ram

Do you have any questions about your financing options? Contact our team today! Our auto finance center near Sellersburg will be happy to help you decide the best place to get a car loan for your lifestyle and budget.

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630 Broadway St • Jeffersonville, IN 47130

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Bachman Chrysler Dodge Jeep Ram

630 Broadway St Jeffersonville, IN

Phone: (812) 518-0151

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Phone: (812) 316-2310

630 Broadway St Jeffersonville, IN

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630 Broadway St Jeffersonville, IN

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Phone: (812) 518-0151

630 Broadway St Jeffersonville, IN

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Phone: (812) 872-5196

630 Broadway St Jeffersonville, IN

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630 Broadway St Jeffersonville, IN

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630 Broadway St Jeffersonville, IN
38.274876 -85.7465219
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Bachman Chrysler Dodge Jeep Ram
Bachman Chrysler Dodge Jeep Ram
630 Broadway St
Jeffersonville, IN, 47130 United States
(812) 518-0151
https://www.bachmancdjr.com/wp-content/themes/DealerInspireDealerTheme/images/logo.png
Bachman Chrysler Dodge Jeep Ram 38.274876, -85.7465219.